FDIC-Insured – Backed by the full faith and credit of the U.S. Government

SBA 504 LOANS

Own your business space, build your wealth

Invest in the real estate and equipment your business needs with fixed rates and low down payments.

LEARN HOW YOU CAN USE

SBA 504 Loans to Grow Your Business

SBA 504 Loans

SBA 504 loans help small businesses with fixed rates and low down payments.

Use an SBA 504 Loan to:

504 loans have a unique

Three-part Financing Model

The three-part financing structure means you keep more cash on hand while building ownership.

50%

From Servbank

40%

From a Certified Development Company (CDC), backed by SBA

10%

Borrower contribution
(or 15% for startups/special-use properties)

Choose an SBA 504 Loan With Servbank

Finance Projects Up to $22M

Get the capital you need for major real estate and equipment purchases. Refinancing options available, too.

One Lender, Total Support

Work directly with Servbank for personalized guidance and support throughout your entire loan process.

When an SBA 504 Loan Makes Sense

SBA 504 loans are ideal for business owners who:

Need working capital, inventory purchases, or debt consolidation?
An SBA 7(a) loan might be a better fit for you.

Simple Qualification Requirements

To be eligible for an SBA 504 loan, your business must meet these criteria:

Business Type

For-profit business in the United States

Property Occupancy

Occupy at least 51% of the property (60% for new construction)

Size Standards

Meet SBA business size requirements

With an SBA 504 loan, you can:

Enjoy The Long-Term Benefits of Ownership

SBA 504 Loan Benefits

Leasing might work short-term, but ownership comes with several advantages.

Supporting Small Business Success

Navigating SBA loans doesn’t have to be complicated.

Servbank combines personalized service with competitive financing to help your small business secure the resources you need, on your timeline, with terms tailored to your goals.

Invest in the future of your business

Let's talk today about how an SBA 504 loan can fuel your business growth.