The Allied First Bank Interest Checking Account is the best of both worlds. You can earn interest on your deposits while having the flexibility of a regular checking account.

Interest is tiered, so the more money you have in your checking account, the more interest you will earn.

Allied First Bank's Interest Checking includes these great benefits:

  • There is no limit to the number of checks that can be written on the account.
  • Interest Checking Account holders can take advantage of our ATM Fee Reimbursement.
  • New customers with a checking account will receive free starter checks.
  • You have the option of customizing your checks from a variety of available styles.
  • You may apply for optional overdraft protection, using existing accounts or an overdraft line of credit. (Subject to credit approval)

You can also receive a free Visa Debit/ATM card to use with your Free Checking account.


Before you begin please carefully read the information and consumer disclosures below.

Applying for an account has never been easier! You’re just a few short steps away from opening a new account… During the process, you’ll be asked to:

  • Enter your full legal name on the application.
  • Select which products and related services you wish to apply.
  • Fill out the online application.
  • Review and accept our account disclosures.
  • Answer a few brief questions that help us verify your identity and protect your information.
  • Choose how you’d like to initially fund your account (You can transfer from an existing account, transfer from another bank account or use a credit card).

Information you will need during the application process. To expedite this process, please have the following information handy:

  • The Social Security Number for applicant (and co-applicant, if any)
  • A valid U.S. Driver’s License for applicant (and co-applicant, if any)
  • Information for funding your new account (a checkbook, existing Allied First Bank account number, account number from another financial institution or a credit card)

For your protection, this system is protected with enhanced security. During the application process, you will be asked questions about loans or accounts you currently hold that only you should know the answers to. This will help us validate your identity. You may wish to have this information handy during the application process as well.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see and make a photocopy of your driver’s license or other identifying documents.

Online Service E-Sign Disclosure and Consent
This disclosure documents your consent to conduct transactions electronically and to electronically receive disclosures and notices relative to the accounts you are applying to open with us online. The disclosure also describes your rights relative to conducting transactions electronically and to electronically receiving disclosures and notices, as well as the consequences of withdrawing your consent. We recommend you print and retain a copy of this disclosure and all the disclosures and agreements related to this transaction.

Once you consent, you will be able to apply to open accounts online. If you do not consent, you will not be able to apply online. However, regardless of whether you consent, you will still be entitled to apply to open account through other methods that we permit, such as in person.

You understand, prior to consenting, that:

  1. Your consent applies only to disclosures and notices regarding your accounts, including your periodic account statements;
  2. Unless you consent, you have the right to receive all required disclosures in paper or non-electronic form;
  3. Even after consent, if you want to receive a paper copy of the disclosure in addition to the electronic disclosure you can obtain one free of charge by calling us or writing us at the number or address listed below;
  4. You can withdraw your consent at any time by calling or writing us at the number or address listed below, and
  5. By consenting to conduct transactions and receive disclosures and notices electronically you agree to provide us with the information (such as current email address) needed to communicate with you electronically and update us as to any changes in such information by calling or writing us at the number or address listed below.

We reserve the right to provide any disclosures or notices in writing, rather than electronically. Except as otherwise provided in this or other agreements, by law, or on our website, you cannot give us notices electronically, and all notices from you must be in writing.

3rd Party Website

By agreeing to this disclosure, you acknowledge you may be taken to a 3rd party website to complete your application. Allied First Bank does not provide, and is not responsible for, the products, services, overall content, security or privacy policies on any external third-party site, and their level of security may be different from ours. Please refer to their privacy policy and terms of use for details.

Hardware and Software Requirements
Internet browser that supports 128 bit encryption
Adobe Acrobat® Reader 7.0 or higher
Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit
A valid email address
Internet Access

Contact Information

1-800-272-3286 Allied First Bank 3201 Orchard Rd Oswego, IL 60543