Online Banking

Online Bill Payer

Online Bill Payer is a time and money saving tool that is simple to use. Simply set up your payees, the amount of the bill to be paid, and schedule the payments. That’s it, no stamps, envelopes, or checks. Simplify your life!

Register:

Simply click on the Bill Payer icon in Online Banking and complete the registration process. You’ll be ready to pay bills in no time!

Set Up Your Payees:

The first step is to set up your payees. Payees are the people or businesses that you send money – the electric utility, your mortgage company, the phone company, etc. You can set up payees all at once or at the time you make a payment. All it takes is your account number and the payee’s name, address, and phone number.

Pay Bills:

Money sent to payees is delivered electronically, if possible. If the payee can’t or won’t take an electronic payment, we automatically create a paper check and mail it to the payee. Regardless of which route the payment takes, you won’t be charged for the bill-payment service. It’s absolutely free. Bill Payer payments appear on your online register – the Internet equivalent of your checkbook register – as soon as you enter them.

Create Payment Schedules:

You have lots of options. You can make one-time payments or schedule recurring payments to important creditors – like your mortgage company. A recurring payment is paid at regular intervals and is always the same amount. You can set up a $1,000 mortgage payment for the 15th of each month, for example, or a day-care payment of $250 to be paid each Friday.

Online Statements

Online Statements allow you to see your account statement right from Servbank Online Banking. You can view the download file as either an Adobe Acrobat .pdf or a .gif file. You can then view, print, or save the file on your computer. When you sign up for Online Statements, they will replace your current mailed statements.

To sign up for Online Statements, log in to Servbank Online Banking and click the Online Statements button at the top of Account Access.

Online Statement Agreement

Online Statements Disclosure
By accepting the Online Statement disclosure and signing up for Online Banking Online Statements you will begin to receive your account statement through our online banking system. Your account statement is the statement that we send you each month that details the transactions and balances for checking, savings, money market, and installment loan accounts. To access this statement you will need to be signed up for the Online Banking system and will need to have Adobe Acrobat Reader installed on your computer (this is a free download).

Your statement will be presented as a PDF (Portable Document Format) or GIF (Graphics Interchange Format) file. You will be able to print the statement or save the file to your computer’s hard drive or other disk in order to retain a copy of the statement. Your account statement will be available through the Online Banking system for a period of six months.

By accepting online statements, you are accepting that you will no longer receive printed statements via standard mail.

All other terms of your Servbank account(s) will remain the same. If you have any questions about your account statement, please contact the bank at (800) 272-3286 or 630-554-8899. You may also e-mail the institution through the e-mail button located at the top of all Online Banking screens.

Online Banking System

This Online Banking agreement states the terms and conditions for use of the online Online Banking system offered by Servbank. When you use or permit any other individual(s) to use Online Banking you agree to the terms and conditions of this agreement. These terms and conditions are in addition to those that apply to any accounts that you have with Servbank. This agreement is in addition to the existing agreements that you have received when opening any other accounts, which may be amended from time to time.

As used in this agreement, “you” or “your” refers to each authorized person(s) subscribing to, using, or accessing Online Banking; “we”, “us”, or “our” refers to Servbank and any agent, independent contractor, designee, or assignee which Servbank may involve in the provisions of the online Online Banking product.

You must be a member of Servbank and have access to the Internet in order to use our Online Banking services. To use Online Banking and perform a transaction, you must enter your member number and password as directed by the Online Banking screen message.

In the event that you experience a problem with your member number or password, please contact the bank by calling 1-800-272-3286 or sending us an electronic message using the Online Banking product.

You may perform some of the following transactions with Servbank by using the online Online Banking system:
  • Funds transfers – You may use Online Banking to transfer funds between your Servbank accounts. See the Electronic Funds Transfers disclosure for limitations.
  • Balance inquiries – You may use Online Banking to check the current balance and other account information on all of your deposit accounts and most loan accounts.
  • Customer service – You may communicate with Servbank by using a personal computer to send and receive written messages electronically.

You are responsible for obtaining, installing, maintaining, and operating all computer hardware, software, and Internet access services necessary for performing transactions using the Online Banking system. Servbank will not be responsible for any errors or failures from the malfunction or failure of your hardware, software, or any Internet access services.

Servbank’s business days are Monday through Friday, with the exception of selected holidays. The Online Banking system is available 24 hours a day, 7 days a week, except during maintenance periods or circumstances beyond our reasonable control.

Servbank may terminate the Online Banking system in whole or in part at any time without prior notice. Servbank reserves the right to limit or suspend your access to Online Banking at any time. In order to maintain secure communications and reduce the possibility of fraud, you agree to protect the security of your numbers, codes, and other means of identification (including, without limitation, your account numbers, access ID, and password). We reserve the right to block access to Online Banking to maintain or restore security to our site and systems, if we reasonably suspect your access codes have been or may be obtained or are being used or may be used by and unauthorized individual.

Use of your member number and password is the agreed upon security procedure in order to access Online Banking. In order to prevent unauthorized access to your accounts and to prevent unauthorized use of Online Banking, you agree that by using the Online Banking system, to keep confidential and not make available your access ID, password, or other means of access to your accounts to any individual not authorized to access your accounts. The loss, theft, or unauthorized use of your account numbers, access ID, and passwords could cause you to lose some or all of the money in your account(s), plus any amount available under your overdraft protection line of credit (if applicable). If you disclose your account numbers, access ID, and/or password to any person or entity, you assume all risks and losses associated with such disclosure. You are responsible for all transfers you authorized using the Online Banking system. You agree to immediately notify us (by calling 1-800-272-3286) during normal customer service hours of any unauthorized use of your account numbers, access ID, and passwords, or of any other breach of security, or if you believe someone may attempt to use the Online Banking system without your consent or has transferred money without your permission.

THE FOREGOING SHALL CONSTITUTE OUR ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. IN NO EVENT SHALL WE BE LIABLE FOR ANY LOSS, INJURY, OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, OR CONSEQUENTIAL, INCLUDING LOST PROFITS, CAUSED BY THE ONLINE BANKING SYSTEM OR THE USE THEREOF, OR ARISING IN ANY WAY FROM THE INSTALLATION, USE, OR MAINTENANCE OF YOUR PERSONAL COMPUTER HARDWARE, EQUIPMENT, SOFTWARE, OR ANY INTERNET ACCESS SERVICES.

THE ONLINE BANKING SYSTEM AND RELATED DOCUMENTATION ARE PROVIDED “AS IS,” AND WE DO NOT MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, CONCERNING THE HARDWARE, SOFTWARE, OR ANY PART THEREIN, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

In case of errors or question about Online Banking, call Servbank at 1-800-272-3286 or 1-630-554-8899, send us an electronic message using Online Banking, or write to us at Servbank, 3201 Orchard Rd, Oswego IL, 60543.

In addition to this agreement, you agree to comply with all applicable account agreements and with all applicable state and federal laws and regulations.

Servbank may amend or change this agreement (including applicable fees and service charges) by sending you written notice by electronic mail or by regular mail sent to your address as it appears on your account records. You agree that Servbank may also send you future notices and disclosures about your accounts by electronic mail, where permitted by law. Any use of Online Banking after we send you a notice of change will constitute your agreement to such change(s). Further, we may from time to time revise or update the programs, services, and/or related material, which may render all such prior versions obsolete. Consequently, we reserve the right to terminate this agreement as to all such prior versions of the programs, services, and/or related material, and to limit access to Online Banking recent revisions and updates.

If you do not log in and use the Servbank Online Banking product for a period of 180 days, we reserve the right to terminate your access to the product.

We shall not be deemed to have waived any of our rights or remedies herein unless such a waiver is in writing and has been signed by a representative of Servbank. No delay or omission on our part in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a waiver of any rights or remedies on future occasions.

We refer you to the agreements that you receive when opening your accounts, as amended, for additional terms, conditions, and disclosures that may apply to your accounts with Servbank, as this agreement is an addendum to such agreement.