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FDIC - Insured - Backed by the full faith and credit of the U.S. Government
Effective Date: December 23, 2024
Prime Rate 7.50% (as published in the Wall Street Journal index)
APY = Annual Percentage Yield
APR = Annual Percentage Rate
LTV = Loan to Value
INTEREST RATES AND TERMS SUBJECT TO CHANGE AT ANY TIME
| Account | Interest Rate | APY |
|---|---|---|
| Primary/Secondary2 | 0.25% | 0.25% |
| Servbank Advantage Savings6 | 4.88% | 5.00% |
| Servbank Advantage Student Savings7 | 1.98% | 2.00% |
| Account | Interest Rate | APY |
|---|---|---|
| $0 - $2,999 | 0.05% | 0.05% |
| $3,000 - $14,999 | 1.98% | 2.00% |
| $15,000 + | 1.00% | 1.00% |
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $1,999.99 | 0.10% | 0.10% |
| $2,000 - $24,999.99 | 0.10% | 0.10% |
| $25,000 + | 0.10% | 0.10% |
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $1,999.99 | 1.75% | 1.76% |
| $2,000 - $24,999.99 | 2.50% | 2.53% |
| $25,000 - $74,999.99 | 2.75% | 2.78% |
| $75,000 - $124,999.99 | 3.00% | 3.04% |
| $125,000 + | 3.25% | 3.30% |
| Balance | Interest Rate | APY |
|---|---|---|
| 3 Month | 2.75% | 2.78% |
| 6 Month | 3.00% | 3.04% |
| 12 Month | 3.25% | 3.30% |
| 18 Month | 2.50% | 2.53% |
| 24 Month | 2.00% | 2.02% |
| 36 Month | 1.50% | 1.51% |
| 48 Month | 1.50% | 1.51% |
| 60 Month | 1.50% | 1.51% |
| Balance | Interest Rate | APY |
|---|---|---|
| 3 Month | 2.75% | 2.78% |
| 6 Month | 3.00% | 3.04% |
| 12 Month | 3.25% | 3.30% |
| 18 Month | 2.50% | 2.53% |
| 24 Month | 2.00% | 2.02% |
| 36 Month | 1.50% | 1.51% |
| 48 Month | 1.50% | 1.51% |
| 60 Month | 1.50% | 1.51% |
1 $10 minimum to open this account, monthly deposit maximum of $1,000 per account, no accrued interest will be paid if the account is closed prior to maturity.
2 No minimum to open this account
3 $500 minimum to open this account
4 $2,000 minimum to open this account
5 $50,000 minimum to open this account
6 For Servbank Advantage Checking Account, qualified transactions to obtain featured rate are: minimum monthly direct deposit amount in excess of $1,000; minimum average daily balance of $3,000; and enrolled in electronic statements. For Servbank Advantage Checking Account, if qualifications are met each monthly qualification cycle: (1) balances up to $15,000 receive APY of 2.00% and (2) balances over $15,000 earn 1.00% on the portion of the balance over $15,000, resulting in a range of 2.00% to 1.01% APY depending on the balance. If qualifications are not met, all balances in Servbank Advantage Checking earn .05% APY.
For Servbank Advantage Savings Account, in order to earn featured rate you must meet qualification requirements of Servbank Advantage Checking and be enrolled in electronic statements. If qualifications are not met on Servbank Advantage Checking, all balances earn .05% APY.
Qualifying transactions must post to and settle in a Servbank Advantage Checking account during the monthly qualifying cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. Domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly statement cycle, reimbursement up to $10. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
Minimum $50 to open a Servbank Advantage Program account.
7 In order to qualify for a Servbank Advantage Student Savings Account, a referral from someone with an Advantage account is required. The advertised APY is based on compounding interest. The advertised APY is not based on compounding interest. Actual interest amount paid may be less than advertised APY Interest will not be compounded. Minimum $50 to open an account.
Fees can reduce earnings and a penalty may be imposed for early withdrawal on certificate of deposit.
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